Modern Wealth
Requires A
Modern Plan.
Today, your wealth lives across crypto wallets, investment and savings accounts, online businesses, real estate LLCs, YouTube channels, AI-generated income, and digital systems your family may not even know exist.
Most people are building modern wealth with outdated protection systems.
Read the First Chapter Free
Before you invest, see exactly what's inside. The first chapter walks you through why traditional estate plans are leaving modern wealth builders exposed.
The conversation modern families aren't having.
Written for the modern wealth builder.
The entrepreneur. The investor. The creator. The parent. The professional. The everyday person who has spent years building accounts, assets, businesses, systems, properties, and digital footprints that matter — and has never stopped to ask: "What happens to everything I built if something happens to me?"
You own cryptocurrency, online investment accounts, or digital assets.
You operate an ecommerce store, online business, or side hustle.
You create on YouTube, TikTok, Instagram, or other social platforms.
You own rentals, Airbnbs, or real estate held inside LLCs.
You have passwords, subscriptions, or financial systems your family can't access.
You hold ownership rights or interests across multiple LLCs or businesses.
You want to make things easier for your family — or you're managing aging parents' affairs.
You understand wealth creation is only part of the equation. Stewardship matters too.
Whether your assets are large or small, the conversations inside this book matter. Because true legacy is not just about what you build — it's about what remains protected, accessible, and meaningful for the people you leave behind.
One unexpected event can trigger years of chaos.
Within ninety days, carefully built wealth can be gone or locked away behind walls that no court order can easily breach. This is what happens when a modern estate has a traditional estate plan.
- 01Unexpected Death or IncapacityOne event triggers years of chaos.
- 02Family Cannot Access AccountsNo passwords. No instructions. No roadmap.
- 03Financial Systems Break DownBills unpaid. Subscriptions missed. Accounts frozen.
- 04Digital Assets Become InaccessibleAssets exist, but no one can access or manage them.
- 05Business Operations StopOrders fail. Ads stop. Income streams collapse.
- 06Family Stress & Conflict IncreasesThe emotional cost can last for years.
- 07Preventable Wealth LossLost crypto. Dissolved businesses. Disappearing legacy.
The data behind the missing conversation.
transferring to heirs by 2045 — most families unprepared.
of Americans have not designated digital estate beneficiaries.
of high-net-worth individuals have digital wealth missing from their estate plan.
average online accounts per person — most unknown to heirs.
lost by Americans to crypto fraud in 2025 — up 22% YoY.
of heirs feel emotionally unprepared to receive an inheritance.
Protect what you built.
Your legacy is the central hub representing your total accumulated wealth, influence, and the people you intend to protect. Nine asset categories radiate out from it. A modern plan accounts for all of them.
Find Out in 5 Minutes.
Take the free Digital Legacy Vulnerability Quiz to identify exactly where your plan has gaps.
The Exposed Builder
Little to no documentation. Family would face years of chaos.
The Partially Protected
Some steps taken, but significant digital gaps remain.
The Intentional Planner
Solid foundation, but not fully updated for modern digital life.
The Legacy Architect
Comprehensive, modern, and documented. The gold standard.
Which one are you? Take the quiz to find out.
How to protect your crypto, online accounts, property and family in the modern age.
Five chapters and a quick-reference appendix — by Laya Gavin. Written for the modern wealth builder.
And why estate planning must change too. The gap between modern estates and traditional plans — and what a genuinely modern plan needs to account for.
A systematic audit of real estate, crypto, online businesses, IP, and the invisible digital wealth where the biggest planning gaps live.
The human side of stewardship — for spouses, blended families, adult children, and the people who will carry your legacy forward.
Living trusts, pour-over wills, durable Power of Attorney, and how to safely document seed phrases and master credentials.
A step-by-step plan to inventory accounts, brief your heirs, and assemble the Emergency Binder that tells them where the keys are.
The platform-by-platform checklists and templates your executor will actually need when the time comes.
Laya Gavin
Founder · The Stewardship Portal · Author of The Digital Legacy Blueprint
Laya Gavin founded The Stewardship Portal to help entrepreneurs, investors, creators, and families organize, protect, and preserve modern wealth and digital assets — through education, preparedness, and modern estate planning strategies. The Digital Legacy Blueprint is the front door: a clear, modern framework for the missing conversation after wealth creation.
"True legacy is not just about what you build. It is about what remains protected, accessible, and meaningful for the people you leave behind."
Build Your Blueprint.
Create the modern estate plan that supports your digital legacy. Modern wealth requires a modern plan — start building yours.
A modern plan, not a stack of legal documents.
Operations and assets that survive the unexpected.
Protect what you built — for the people you love.